Automated teller machine (ATM) and ATM card.

ATM stands for “Automated teller machine”, that is, a computerized telecommunications device that provides the customers of a financial institution with access to financial transactions in a public space without the need for a human clerk or bank teller. On most modern ATMs, the customer is identified by interesting a plastic ATM card (For examples: …) this is a magnetic tripe or a plastic smartcard with a chip, that contains a unique card number and some security information, such as an expiration date or CVC(CVV). Security is provided by the customer entering a personal identification number (PIN). Using an ATM, customers can access their bank accounts in order to make cash withdrawals (or credit card cash advances) and check their account balances. ATMs are known by various casual terms including “automated banking machine, cash machine, hole-in-the-wall, cash point or Bancomat (in Europe and Russia).